Let's talk about goals! It's one thing to spill my guts about the mistakes we've made, but it all means nothing if we don't have goals. My goals seems so unnattainable because there are so many, but here's a shot at it:

- Get Health Insurance!!!!! (I am scared to death something is going to happen and we'll be in trouble! We haven't had it because we need every penny from my paycheck, but I'm just going to have to bite the bullet and go for it!)
- 401k!!!! (I want to at least contribute what the company will match - and hubby needs to get on board to as soon as he gets a job. We have very little savings for retirement - less than $2K I think)
- Stop living paycheck to paycheck!
- Start a savings (we have NONE)
- Pay off debts (2 CCs, 2 collections, vet bill)
- Start contributing to dad again! (we owe him so much and he's been very understanding due to our situation, but the guilt is killing me!)
- Make a budget and follow it!

Whew - how do we even begin? We barely make enough to cover our bills, let alone start chasing these goals. But, I am going to sit down and figure out how it can be done. Anyone with advice, I'd love to hear from you!