Thank you Jacquelyn for the support and tips! www.savemoneygames.com sounds interesting! I am going to check it out when I am done here! As for the gym membership, I found out that I can get out of it but I get penalized $50... I guess that's better than paying $29 a month from now till January. I am going to look into it!

So....it's day 2 on what I am calling my financial turnaround! I just sent an email to HR asking for info on our health insurance and 401k. That is one step in the right direction! I work overnights so it's very difficult to get with them about stuff like that. Hopefully once I find out how much, I can work it into my budget (that I plan to create soon!).

On a whole other note, I am feeling so alone in this money crusade. My husband wants to be financially stable, but he's not as willing to make sacrafices to get there. For example, he went and sold a ton of CDs and DVDs and got $400!!!! He gave me half and he's going to splurge the other half. I plan to start a savings account with $100 of mine and he knows it. But do you think he offered to donate anything to help? No! I am much better about giving things up, but he is one of those people who thinks you have to have money to have fun. I'd prefer to see the whole $400 go towards debt, but.... It's tough! Sometimes I give in to hubby's peer pressure and spend when we shouldn't. I'm hoping when he's sees I'm serious about turning our situation around, he will pitch in and help. I really don't want to have to nag at him!

So...what else? Last night I went through the boards here and got some money making ideas. I wrote them down at home so I'll have to add them later. I would like to definitely add some extra income, even if it's only in little chunks. Every little bit helps, right? It's things like writing articles and donating blood plasma, but I am up for just about anything (ok anything legal, lol!).

Today I am spending a little money on getting a haircut. Seems unnecessary and I wish I didn't have to spend the $$, but it is truly out of control. I haven't gotten it cut in a long time and it's looking shaggy. I am definitely going to an el cheapo place though, but I guess that's not really a sacrafice when that's what I've always done.

Well, I'm sure I'll have more musings later but that's all for now!